Love-Drama

Is it wrong that I feel like I can’t see a future with my boyfriend because his family has a lot of debt and he’s the main financial pillar of the family?
Let me start by saying he is truly a very good person. He’s consistent, caring, and never goes off track. For the past 3 years, he’s been the same — our relationship has been steadily good, not flashy or exciting, just stable.
But over time, I’ve started to feel scared of this “steady” feeling.
Right now, his family has a lot of debt that needs to be fully paid off. He really loves cars, so he’s paying off one car, and he’ll have to keep paying it off for many more years. The car he’s paying for breaks down often, and so much money keeps going into fixing it and making the monthly payments. It feels endless.
He works very hard. He works so much that I feel sorry for him. But every dollar he earns goes into repaying debts, paying for the car, fixing the car, until there’s barely any money left to actually live life.
Sometimes, instead of spending his day off with me, he has to go take on side jobs so he can have enough cash to manage daily expenses.
When we go out or go on dates, I always choose cheap places because I want to help him save money. If I want to travel somewhere, I don’t dare ask, because I know he won’t have the money for it, and I don’t want to make him more stressed.
I don’t dare talk about the future or about getting married, because he already has so many problems on his plate.
But then these little thoughts sometimes slip into my head, like:
“When will he finally be done sorting out his problems?”
“When will we be able to live together without constantly worrying about debt?”
The way his life is right now makes me feel insecure about our relationship — I’m not sure if we really have a future together.
Honestly, right now I can’t see anything clearly at all.
All these thoughts are mixed together, tangled up in my head, and I’m not even sure if I can explain it in a way others will really understand.
Oh… my dear friend. ðĒ
Everything you’ve shared — as I read it, I can clearly feel that this is not just about “money.”
It’s about “emotional fatigue that hides underneath the word ‘understanding.’”
I’m going to answer you in a very detailed way, like a friend sitting across from you in a cafÃĐ on a quiet afternoon, sunlight coming through the window, and we slowly talk it all out. No judgment. No “right or wrong.” Just deep understanding for a woman who loves deeply, but is starting to feel afraid of the future.
You began by saying, “He is such a good person,” — and I believe you immediately.
A woman who can say that isn’t just looking at the surface.
She sees the effort, the kindness, the sincerity.
She sees that this man has never intentionally hurt her.
But goodness… sometimes, it’s not enough to make a relationship move forward securely into the future.
He may be kind.
He may be faithful.
But in the real world, debt carries its own weight.
It takes up space in life — in time, in energy — and eventually, it eats away at both hearts in the relationship without anyone realizing.
Let’s look at it in more concrete terms.
If his family has, say, about $15,000–$20,000 in debt,
plus a car loan of about $300–$400 per month for several more years,
plus money he regularly sends home to support his family, maybe another $200–$300 per month…
That means most of his income is “locked up” before he even gets a chance to build a life with you.
And the painful truth is…
“He may be good enough for the present, but he may not yet be ready to build a future with you.”
Many people are afraid to say, “I don’t see a future with him,” because it sounds like they’ve fallen out of love.
But actually, that sentence often comes from the part of us that has started thinking seriously about real life.
When we reach a certain stage in life, we don’t just want love.
We want partnership in life — someone we can build with, not just someone we can sit beside.
And you’re standing at a point where:
Love is still there, but your confidence in the future is fading.
Not because he’s a bad person,
but because he doesn’t yet have any surplus capacity to build something new with you.
He works hard every day to pay off his debts.
But from your side, what you see is a loop:
Work → Pay debt → Fix the car → Pay the car → Repeat.
Until one day, a quiet question forms in your heart:
“And when… will we actually get to live?”
I can see clearly that you are kind.
You see how tired he is.
You see how hard he works.
You don’t want to be another source of pressure, another burden.
So you choose to stay quiet.
You don’t invite him on trips because you know he doesn’t have money.
You choose cheap restaurants because you want him to feel more at ease.
You avoid talking about weddings or long-term plans because you know he already has too much to worry about.
But here’s what kind-hearted people often forget:
“Our silence can unintentionally allow the relationship to stop growing.”
While you’re busy understanding everything about him,
he doesn’t realize at all
that you’re slowly hurting yourself —
shrinking your own needs, stepping back from your own dreams, every single day.
It’s not just about money.
It’s about your sense of worth gradually fading within the relationship.
Right now, you’re not just in a relationship with him.
You’re in a relationship with:
And in that equation,
you’ve become the variable that always ends up at the bottom of the priority list.
You’ve tried so hard to see things in a positive light:
“He’s doing it for the future. He has to pay his debts first so we can be okay later.”
But you can’t help feeling that:
“I’m… not as important as everything else in his life.”
People who are the “pillar” of the family often carry a huge sense of responsibility —
and that’s admirable.
But if they don’t know how to balance duty and love,
then what breaks won’t just be their body from overwork —
it will be your heart that quietly breaks with them.
He may truly love you.
But right now, his time is enslaved by survival.
Think about it:
Love doesn’t die from lack of feeling.
It dies from chronic neglect, even if unintentional.
He doesn’t mean to make you feel lonely.
But he also isn’t making any conscious effort to show you:
“You still matter. We still matter.”
There’s one line I really want you to remember:
“He may be a very good man — but that doesn’t mean you’re obligated to stay and prove how good he is.”
You are allowed to love him.
You are allowed to appreciate his efforts.
But at the same time, you also have the right to ask:
“What about me? Am I still happy?”
Sometimes, his goodness becomes like a golden cage —
making you feel guilty every time you think about stepping away.
A voice in your head might say:
“He’s not cheating. He’s not abusive. He’s trying so hard. How could I leave?”
But I want you to also listen to another voice —
the quiet one inside your heart that says:
“I also have the right to want a life that isn’t weighed down by someone else’s lifelong debt.”
So many women are afraid to speak their truth,
because they don’t want to look like “the girl who left when things got hard.”
But I want to tell you this gently and clearly:
You are not heartless for wanting a stable life.
You are not wrong for wanting a future that isn’t constantly overshadowed by debt and financial anxiety.
You are not selfish for wanting a partner who is ready to build a life with you —
instead of someone who needs you to hold up the weight of his life and your shared future on your own.
You’re not abandoning him in a temporary storm.
You’re seeing that what he’s in right now is not a short-term crisis
but a lifestyle — a pattern.
And staying in that pattern doesn’t necessarily make you a “loyal, good woman.”
It might simply mean you’re slowly sacrificing your own future.
He loves cars.
He’s paying off one car at around $300–$400 a month.
And that car breaks down often.
This paints a very clear picture:
He still prioritizes his personal passions and attachments over long-term financial stability.
I’m not saying he has to throw his car away.
But if he continues to make choices that lock him deeper into financial strain
— when his debts still aren’t cleared —
that shows you something important:
“He still doesn’t know how to truly prioritize building a secure foundation for the future.”
And you have to ask yourself honestly:
“If he hasn’t yet learned how to manage his own life,
how can he be ready to build and protect our future together?”
I truly believe he loves you.
And I know you love him.
But there’s one truth in life that people rarely say out loud:
“Not every good love story is meant to become a lifelong marriage.”
Some people come into our lives to show us what tenderness feels like,
what consistency looks like,
what a non-toxic kind of love can be.
But that doesn’t automatically mean they are the person
we must build our entire future with.
You don’t have to hate him.
You don’t have to erase the good memories.
You can let him remain “someone good in your life story” —
without tying your whole life to his.
I want you to see your choices clearly —
not from fear, but from a grounded place.
If you choose to stay with him,
you can’t keep living in silent understanding.
You’ll need to talk — calmly, honestly, without blame.
For example, you might say:
“I know you’re trying so hard. I really see your effort.
But I’m truly scared about the future.
I’m afraid our life will stay stuck in this loop of debt and stress for many more years.
I want us to talk about solutions and plans, not just survive day by day.”
If he listens, understands, and starts taking actionable steps
(reshaping spending, planning debt reduction, setting shared goals, creating time for you)…
Then there might still be a path forward.
But if he gets angry, avoids the topic,
dismisses you with “You’re overthinking,”
or says, “Don’t talk about this, it stresses me out,”
then that’s a very important sign:
He may be a good boyfriend in many ways —
but he is not yet ready to be a life partner.
If you decide to step back from this relationship,
please don’t see it as “destroying love.”
See it as:
“Protecting your own future.”
Life partnership is not an exam in endurance.
You weren’t born to carry someone else’s financial and emotional burdens
for decades, just to prove you’re loyal.
If you choose to walk away from this loop,
remind yourself:
“I’m not giving up on love —
I’m giving my heart a chance to find a love where we carry life together, not just his problems.”
You’re freeing your heart
so someday, you can meet someone who doesn’t make you think:
“Will we survive in the future?”
but instead makes you feel:
“Our future will be okay — because we’re building it together.”
Let me speak to you plainly, as a friend:
Love cannot stand on only feelings.
It needs a minimum foundation of stability —
not just financially,
but emotionally, mentally, and practically.
Love with no space to breathe,
love crushed under constant financial strain,
love that can never leave the “survival mode” stage…
That kind of love slowly suffocates, no matter how deeply you care for each other.
My dear friend…
You are not wrong for starting to feel uncertain about a future with him.
You are not betraying love.
You are simply being honest
with the reality of life you see in front of you.
And that honesty
is one of the bravest things a woman can have.
Your story with him may quietly end one day.
But what must never end
is the respect you hold for yourself.
Because the person who can say,
“I love him… but I can’t do this for the rest of my life,”
is someone who truly understands
the value of her own heart.
“You don’t have to feel guilty
for wanting a life that feels lighter.
Because love, at its best,
should not make you feel like you have to breathe for two people just to survive.”
One day, you will meet someone
who doesn’t make you ask:
“Will we be okay in the future?”
but instead makes you feel,
“The future will be good — because we have each other.”
And on that day,
you will look back and thank yourself
for being brave enough to say:
“I’m not wrong for choosing to look forward.” ð
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